Our self-image

Universal-Investment-Gesellschaft mbH, member of BVI Bundesverband Investment und Asset Management e. V., acts in coherence with the mission statement of the German Investment Fund Industry

We are committed to the investors as trustee.

In managing the assets entrusted to us, we solely act in the interests of our investors. We pursue their rights independently. We appreciate the governmental oversight over this legal obligation; it differentiates us from other providers of investment products. Our funds are protected against bankruptcy since the funds assets are segregated. They are under the independent control of the respective depository, which is also supervised by a competent supervisory authority.

We want to receive long term investment success.

Our success is the success of our investors. Not only convincing return, but also risk diversification and liquidity are very important. We are supporting investor-friendly advice by providing clear and comprehensive information on opportunities, risks and costs.

We are producing benefits for economy and society.

We enable access to all investment markets equally to small and large investors. By making investors‘ money available to companies and public sector, we contribute to growth and employment. We are providing suitable solutions for funded pension-schemes. We are promoting the financial education of investors.

In order to implement this mission statement in the ongoing business activities of the fund management companies, the investment fund industry has defined its own self-regulation standards by developing the BVI rules of conduct. These rules are taking account of the role as trustee, which requires a high standard of conduct towards investors.

Fund mangement companies are aware of their social responsibility. They are a separate pillar of the financial sector and are acting in the sole interest of investors, equally and independently of banks and insurance companies. They are managing a huge part of the retirement capital which is invested in retail and special funds. Therefore, fund management companies play a key role in pension provision in Germany. They provide companies with capital for growth and, as buyers of bonds, they are financing public budgets. They create jobs and actively participate in educational initiatives. They participate in the overall social discourse on responsible investment.

Fund management companies manage the funds entrusted to them in accordance with strict legal requirements. They act solely in the interest of investors and observe the integrity of market, the principle of risk diversification and investment and risk limits when managing the funds. Internal control procedures (e.g. Risk Controlling, Internal Audit, Compliance) are an integral part of proper business organisation. Fund Mangement companies take arrangements to ensure that they invest the investors funds in accordance with the investment policy described in the sales documentation and the risk profile of the respective fund as well as in accordance with the applicable legal provisions.

In addition to their statutory obligations, fund management companies independently and appropriately take into account the self-regulatory principles and codes set out in the BVI Code of Conduct which is continuously amended. Fund management companies inform their investors in an appropriate way whether and to what extent they comply with the BVI Code of Conduct. They may deviate from the Code of Conduct. In this case, they are required to disclose this on a yearly basis and to justify such deviations (“comply or explain”). This allows the fund management companies to take into account flexible and company-specific needs, as well as investor and investment needs.

“We, Universal-Investment-Gesellschaft mbH, fully comply with the BVI Code of Conduct 6th October 2016 version. The Code of Conduct is is published at https://www.bvi.de/regulierung/selbstregulierung/wohlverhaltensregeln/.“