Retirement Investment Account

From the conception of suitable fund and active ETF solutions through to implementation, we support our clients in developing products that meet the requirements of the new Retirement Investment Account. 

Through our network, we facilitate access to key market participants and infrastructure partners. In this way, we help our clients to create the right conditions for successful market positioning at an early stage. 

Through close dialogue with distribution platforms and potential Retirement Investment Account providers, we gain insights into relevant selection criteria and help our clients tailor their products optimally to market requirements. 

As your fund services platform, Universal Investment handles the structuring, administration and provision of suitable fund and ETF solutions. In addition, relevant key fund data for the funds administered by Universal Investment – such as risk class and ongoing costs – is provided automatically. Through the partner network, fund initiators gain access to robust infrastructure for implementing Retirement Investment Account concepts. The network is continuously being developed to provide a broad spectrum of solutions over the long term. 

As a provider of certified pension schemes, Baader Bank handles all core custody and contract-related functions within the model. These include custody and account management, trade settlement and brokerage services. Furthermore, the bank is responsible for meeting regulatory and legal requirements, administering subsidy criteria, and managing the necessary notification and reporting processes to government authorities.  

Smartbroker provides the digital customer interface and offers easy access to the available pension solutions. Via the platform, end customers can open pension accounts entirely digitally and access fund and ETF offerings. At the same time, fund providers can showcase their products digitally and integrate them into modern sales and onboarding processes.