Online Privacy Statement Universal-Investment-Luxembourg S.A.

Universal-Investment-Luxembourg S.A. (Universal-Investment Luxembourg) takes the protection of your personal data very seriously. We process personal data collected during visits to our websites in compliance with the applicable data protection regulations. Your data will neither be published by us nor passed on to third parties without authorisation. Below we explain which data we collect during your visit to our website and how exactly this data is used.

1. Collecting and processing data obtained from accessing our websites on the internet

When you visit our websites, our web servers temporarily store each access in a log file. The following data is recorded and stored until it is automatically deleted:

  • IP address of the requesting computer
  • Date and time of access
  • Name and URL of the retrieved file
  • Transmitted data volume
  • Message as to whether the retrieval was successful
  • Identification data of the browser and operating system used
  • Website (URL) from which the access was made

Your internet browser automatically transmits this data to our web server when you access our website. This data is processed to enable use of the website (building up a connection), ensure system security and the technical administration of the network infrastructure as well as optimise the internet offerings. The IP address is only stored temporarily and in an abbreviated form to enable our web analysis tool to geolocate the site accesses; no evaluation takes place at the individual person level. No personal user profiles are created. If we make use of this option on our website, we shall refer to your right of objection at the appropriate point.

Apart from the cases mentioned above, personal data shall not be collected and processed unless you expressly consent to the further processing of aforesaid data.

2. Use and disclosure of personal data

Any use of your personal data shall only take place for the stated purposes and to the extent necessary to achieve these purposes. Personal data shall only be passed on to state institutions and authorities within the framework of mandatory national legislation or if such disclosure is necessary for legal and criminal prosecution in the event of attacks on our network infrastructure. No data shall be passed on to third parties for any other purposes.

3. Consent to further use

The use of certain offerings on our website, such as newsletters, requires prior registration and further processing of personal data such as long-term storage of e-mail addresses, user IDs and passwords. Such data shall only be used if you have transmitted it to us and given your prior consent to its use.

Recruitment of personnel

Universal-Investment receives personal data from you in connection with a job application or inquiry, regardless of whether it is made on our website or in any other form, such as a CV. Universal-Investment can use this personal data within the company for the purpose of deciding on employment or responding to the inquiry.

In the case of job applications that do not lead to a recruitment, the documents will be deleted maximum within six month after the application procedure has been completed. Your application documents will only be kept for later selection procedures if you have given us your prior consent.


To subscribe to a Universal-Investment Luxembourg newsletter, we need at least your e-mail address to which the newsletter is to be sent. Further information is voluntary and shall be used to contact you personally and to answer questions using your e-mail address. To send the newsletter by post, we require your address data.

You can cancel a subscription for our newsletter at any time. To do this you can either send us an e-mail ( or cancel your subscription via a link at the end of the newsletter.


If you order information material, we use the address data provided for the sole purpose of processing this order. The data shall not be passed on to third parties.

4. Security

Universal-Investment Luxembourg applies technical and organizational measures (TOMs) to protect your personal data managed by us against accidental or deliberate manipulation, destruction or access by unauthorized persons. We continuously improve our security measures in line with technological developments.

5. Cookies

Cookies are only used to store technical session control data in your browser's memory. If, in exceptional cases, we also wish to store personal data in a cookie, such as a user ID, we shall inform you of this separately. You can of course also view our websites without cookies. However, most browsers automatically accept cookies. You can prevent cookies from being saved by setting this in your browser settings. If you do not accept cookies, this can lead to functional restrictions of our offerings.

Universal-Investment Luxembourg does not use cookies containing personal data in the fund selector ( ) and on the website ( ). However, the following types of cookies are set on both websites:

Functional Cookies

  • Technical cookies for distributing requests to various backend servers (the content of the cookies does not vary per user)
  • Cookies for measuring and monitoring service by Microsoft. These cookie values vary depending on the user and browser: Universal-Investment Luxembourg receives a different value in the cookie for each computer/browser/PC user. These values are clear, but do not allow any conclusions to be drawn about the person.
  • Cookies for measuring user behaviour through etracker

The fund finder also sets cookies:

  • depending on the user’s choice, for the selected country of origin
  • depending on the user’s choice, for the selected investor type
  • a cookie that is identical for all users of the fund finder

The cookies of etracker (web analysis) and Microsoft (technical analysis) are set for a period of up to one year - we are unable to influence the content of these cookies and the length of time for which they are set. The one-year cookies from Microsoft and etracker are already set when the address  is called up - i.e. even before a message has been displayed.

When the PowerPortal is called up, an authentication cookie is set (for a period of one day after the user has logged in) and a cookie for storing a date (one year), as well as two session cookies (until the browser is closed).

The cookie data is not linked to your other data. You can find out more about how cookies work by visiting the following website: .

6. Links to websites of other companies and third-party applications

Links to social networks

We can provide you with links to enable you to interact with other websites into which you are logged (e.g. XING, LinkedIn and other social media sites) or to allow you to join communities on those sites, or we can integrate third-party applications that allow you to log in, publish content or join communities from our websites.
In addition, we can provide you with general links to websites of other providers.

Your use of such links and applications is governed by the privacy policy of the respective provider. You should therefore familiarize yourself with this privacy policy before using the links or applications.
Universal-Investment Luxembourg cannot be held responsible for the privacy policies or content of these other websites.

Use of Google Maps

This website uses the Google Maps API, a map service of Google Inc ("Google"), to display an interactive map. The provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. By using Google Maps, information about your use of this website (including your IP address) can be transmitted to a Google server in the United States and stored there.

Where appropriate, Google will transfer the information obtained by Analytics & Maps to third parties if this is required by law or if third parties process this data on behalf of Google.

Under no circumstances will Google associate your IP address with any other data held by Google. Nevertheless, it might be technically possible for Google to identify at least individual users on the basis of the data received. The possibility exists that personal data and personality profiles of users of the Google website could be processed for other purposes over which we have no influence and which will be unable to influence. This and the fact that data is transmitted to the United States is problematic for data protection reasons.

You can easily deactivate the Google Maps service and thus prevent your data from being transferred to Google: To do this, deactivate JavaScript in your browser. However, we would like to point out that this will prevent you from being able to use the map display.

By using this website and not deactivating the JavaScript function, you expressly declare that you are aware of the data protection problems and that you agree to the processing of data collected about you by Google in the manner and for the purpose described above.

You can find out more about how user data is treated by reading Google's privacy statement: .

7. Analysis Tools and Advertising


Our website uses the Twitter button of which is operated by Twitter Inc, 795 Folsom St., Suite 600, San Francisco, CA 94107 ("Twitter"). When you access a website that contains such a plugin, your browser establishes a direct connection to Twitter's servers. The content of the plugin is transmitted directly by Twitter to your browser and integrated into the website. By integrating the plugins, Twitter receives the information that your browser has called up the corresponding page of our website even if you do not have a Twitter account or are not currently logged into Twitter. This information (including your IP address) is transmitted directly from your browser to a Twitter server in the USA and stored there.

If you are logged into Twitter, Twitter can directly assign your visit to our website to your Twitter account. If you do not want Twitter to assign the data collected via our website to your Twitter account, you must log out of Twitter before visiting our website. If you interact with the plugins, for example by pressing the "Tweet" button or making a comment, the corresponding information is also transmitted directly to a Twitter server and stored there. The information is also published on Twitter and displayed to your followers. The purpose and scope of the data collection and further processing and use of data by Twitter, as well as your rights and privacy setting possibilities, can be found in the privacy statement of Twitter (

Social Media Plugins

We have integrated the social media buttons of the following companies into our website:

  • Twitter Inc (795 Folsom St. - Suite 600 - San Francisco - CA 94107 - USA)
  • XING AG (Gänsemarkt 43 - 20354 Hamburg - Germany)
  • LinkedIn Corporation (2029 Stierlin Court - Mountain View - CA 94043 - USA)

You can and should inform yourself in detail about the conditions of use and privacy policies of the social networks by reading them on their websites.

8. Right of data subjects and contact data

You have a right to view the information stored about you in your personal data; you are also entitled to have such data corrected if it is incorrect, restrict its processing, have it deleted or permit your personal data to be transferred.

You have the right to object to the consent you might already have given to the processing of your data.

In the event of privacy violations, you have a right of appeal to the competent supervisory authority. The competent supervisory authority for privacy matters is the data protection officer of the federal state in which our company is domiciled.

If you wish to assert your rights in respect of your personal data or have further questions about the use of your data provided to us, please contact us as follows:

Universal-Investment-Luxembourg S.A.
Gerd Büttner - Data Protection Officer
15, rue de Flaxweiler
6776 Grevenmacher

9. Inclusion, validity and up-to-date status of the privacy statement

By using our website, you consent to the use of data as described above. This privacy statement is currently valid and dates from 17 May 2018. By further developing our websites or implementing new technologies, it may become necessary to change this privacy statement. Universal reserves the right to update this privacy statement at any time with effect for the future. We therefore recommend that you re-read the current privacy statement from time to time.